Turn identity verification into fraud intelligence

WhoYou Persons of Interest gives your business a centralized way to flag, monitor and screen known or suspected high-risk individuals, before they create further exposure across another product, channel, branch or division.

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Closed Repository

Red-flagged faces are auto-matched against every new verification in real time

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How it works

Real-time screening inside your existing flow

Surface known risk before you commit. POI screening runs in the background of your existing WhoYou verification journey.

Customer onboards

Through your existing WhoYou verification flow.

Screened against your lists

POI lists + facial de-duplication.

Match surfaced with context

A risk signal before you commit.

Your team acts

Flag, review, escalate or block.

Every step is auditable. Your team applies your rules, in your workflow.

Document Authenticity

If a document is tampered, we don't just reject it.

Modern fraud rarely involves a fake from scratch. It involves real documents with small, careful alterations, a swapped photo, an edited date of birth, a forged ID number. Our document engine inspects every pixel for the fingerprints of tampering.

Automated forensic review when a document looks off — no manual queue needed

Pattern recognition across your past verifications, so repeat attempts are flagged instantly

Escalation, not just rejection — suspicious documents route to a comprehensive check to see if this tampering has been tried before

Full audit trail of every mismatch for compliance and internal investigation

Why this matters

Fraudsters move between products

The same individual resurfaces wherever your controls are weakest.

They return under different identities

New details, same person — missed by data-only checks.

Disconnected systems miss repeat risk

Siloed watchlists never see the full picture.

What Persons of Interest enables

Six capabilities. One repository.

Everything you need to turn identity risk into shared, reusable intelligence.

Flag

Mark known or suspected high-risk individuals in a central repository.

Screen

Check new customers against your POI lists in real time.

Detect

Surface duplicate identities with facial de-duplication.

Replace

Retire spreadsheets and fragmented watchlists for one source of truth.

Distribute risk intelligence securely across divisions and brands.

Audit

Keep a clear record of who was flagged, why, and what action was taken.

What your teams gain

When identity risk becomes shared, reusable intelligence across every product, channel and division.

WhoYou

Manual watchlists

Reduce repeat fraud

Identify known or suspected fraudsters before onboarding, payouts, claims or repeat transactions.

Improve risk decisions

Give fraud, compliance and operations teams better context before approving, declining or escalating.

Strengthen compliance

Maintain a clear record of who was flagged, why, and what action was taken.

Increase operational control

Move from spreadsheets and siloed watchlists into a centralised, auditable repository.

Built for

Businesses where identity risk matters

POI works wherever high-risk individuals move between products, channels or brands.

Financial services

Repeat onboarding abuse, mule accounts and high-risk applicants.

Insurance

Repeat claimants, suspicious identities and potential claims fraud.

Telecommunications

SIM-related fraud, account abuse and repeat identity misuse.

Gaming & betting

Self-exclusion, bonus abuse, EDD and high-risk customers.

Enterprise groups

Cross-brand and cross-division identity intelligence.

Resellers

A fraud intelligence layer for identity verification offerings.

Features included

Everything you need to run POI at scale

Nine capabilities included with every POI deployment.

Identity verification

ID document capture

Selfie verification

AML screening

Data enrichment

Audit & compliance reporting

Biometric authentication

Facial de-duplication

Workflow & decisioning

Verify the person. Recognise the risk. Stop repeat fraud.

Schedule a demo and see how WhoYou Persons of Interest turns identity verification into fraud intelligence.

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1m+ Identities verified monthly
100+ Verifications per minute
25m+ Identities enrolled