KYC is the process of identifying a customer, verifying identity and understanding customer risk. AML is the broader set of controls used to prevent, detect and report money laundering and related financial crime. Identity verification is one important component of KYC, but it does not replace the organisation's complete compliance programme.

Yes. Organisations can configure different checks at different stages of the customer journey. Lower-risk interactions may use lighter data checks, while higher-risk customers, transactions or account events can trigger biometric, document, sanctions or additional verification steps.

WhoYou Comply can provide access to configured sanctions and risk-data services, including international sanctions lists. The exact screening coverage, matching logic, refresh frequency and review workflow will be confirmed for each implementation.

WhoYou products can provide verification reports, timestamps, source indicators, outcomes and supporting records. The available evidence depends on the products and services used and can support the client's operational review, audit and record-keeping processes.

Yes. Automated identity checks, data access, screening, result delivery and reporting can reduce repetitive manual work. Organisations should still maintain human review for exceptions, potential matches and cases that require judgement.